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Questions about SIPs, your existing funds or a goal you are planning for? We reply on WhatsApp, usually the same day.

You talk directly to Dr. Deepak N. Paithankar, not a call centre.

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For complaints, write to us first. You can also approach the fund house concerned, SEBI SCORES (scores.sebi.gov.in) or the SMART ODR portal (smartodr.in).

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Before you message us

A few details let us give you a useful answer in the first reply instead of the fifth.

  • For a free portfolio review, keep your Consolidated Account Statement (CAS) handy. It lists every mutual fund you hold across all fund houses, and you can get it free by email from CAMS, KFintech or MF Central.
  • Tell us your goals and dates — a child's admission in 2034, retirement at 60. The right mix depends on when you need the money, not on which fund did best last year.
  • Mention your current SIPs and insurance, if any, so that we look at the whole picture.

What we can help with

Starting your first SIP, planning for education and retirement, setting up a monthly income from your savings with an SWP, reviewing the funds you already hold, and the paperwork that protects your family: KYC updates, nominations and combining scattered folios.

What we never do

  • We never ask for your OTP, passwords, PIN or card details — not on WhatsApp, not on a call.
  • Every investment is made in your own name, and your money goes from your own bank account to the fund house — never to us.
  • We do not give stock tips or promise returns.
  • We are an AMFI-registered Mutual Fund Distributor (ARN-188221), not a SEBI-registered Investment Adviser. Read how we are paid on our disclosures page.

Wise Wednesday

One two-minute money idea every week, on WhatsApp or email. Free. No stock tips. Unsubscribe any time.