About WishWiseWealth

Who we are

Dr. Deepak N. Paithankar holds a PhD in Civil Engineering and teaches engineering. He has been an AMFI-registered Mutual Fund Distributor since 2021, helping families invest with a clear plan instead of scattered products they do not fully understand.

WishWiseWealth brings an engineer's habits to personal finance: state your assumptions, design with a margin of safety, check the numbers, and never hide the costs. Our tagline says it simply: Wish big. Invest wise. Build wealth.

What we do

• Goal-based planning: we turn goals like a child's education, a house or retirement into dates, amounts and monthly SIPs.
• Mutual fund selection: we suggest schemes suited to each goal's time frame and your comfort with risk.
• Paperwork and KYC: we handle onboarding, nominations, mandates and changes.
• Annual reviews: once a year we review your portfolio, rebalance if needed and step up your SIPs.
• Support in bad markets: a phone call when markets fall is part of the service.

How we are paid

We are a Mutual Fund Distributor, not a SEBI-registered Investment Adviser. We are paid commissions by fund houses on investments made through regular plans; you do not pay us a separate fee. We explain this openly because we would rather you choose us knowingly. Our disclosures page has the full details.

Why this website exists

Good financial decisions start with understanding. Everything on this site — the calculators, the Fund Explorer, the crash replays, the games and the guides — is free and built to help you see the numbers for yourself before you invest a rupee. You are welcome to use it whether or not you ever invest with us.