Money games

What each game teaches

We built these games for families, students and anyone who finds money talk boring. Each one is short, but each is designed around one idea that changes how people invest. Play them with your children — they make a good start to a money conversation at home.

• Money snakes & ladders — good habits (an emergency fund, a step-up SIP, term insurance) lift you up; common mistakes (credit-card debt, stopping a SIP in a crash, buying on tips) pull you down. The lesson: small choices, repeated, decide where families end up.
• The paisa challenge — one paisa doubling every day reaches about ₹1.07 crore on day 31 — more than double the ₹50 lakh on offer, though it is still only about ₹6.7 lakh on day 27. The lesson: compounding starts slowly and ends dramatically, so the last years matter most — and you only reach them if you start early.
• Early Esha vs Late Rahul — ten years of investing from age 25 can beat twenty-five years from age 35. The lesson: time in the market is worth more than the amount invested.
• SIP survivor — fifteen years of headlines, and the temptation to pause. The lesson: investors who keep their SIP running through bad news usually beat those who react to it.
• Guess the growth — most people guess far too low. The lesson: our instincts are linear, compounding is not, so use a calculator before deciding what a goal needs.
• Money jumble — eight words every investor should know, from NAV to XIRR. The lesson: once the words are familiar, the paperwork stops being intimidating. Our glossary explains each one.

For teachers and parents

The games work on a phone or a classroom projector, need no sign-up, and take five to ten minutes each. A good sequence for a 40-minute session is the paisa challenge, then Early Esha vs Late Rahul, then SIP survivor, followed by a discussion of what surprised the group. All numbers in the games are simplified illustrations chosen to teach a concept, not predictions.